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Earn Up to 15% (or more) Return on Your Money!
Guaranteed by Real Estate Property!
Question: Is it real? Is it risky?
Answer: Yes, it is 100% real, but it is NOT risky! You are partnering with us (Rebate4buyer.com). The money will be guaranteed by a free and clear house. You can even choose to hold the title under your own name, or your company's name or our company's name. What do you worry about?
Question: How much money do I need to be a private mortgage Lender?
Answer: You can have $0 cash, if you have some equity in your existing house or if you have some lines of credit from your banks. Think about this: if you borrow $50,000 from your bank at 6% and making 15% profit in return as our private mortgage lender. You are actually gaining 9% return on that $50,000 by doing nothing. Would that be nicer to work on another part time job or invest in the risky stock market? How much return you got from the stock market last year?
Here is the reality. If you put your money in the bank or a CD, you will get about 4% in return at the most. Ok, why bank is paying you that 4%, because the bank is borrowing your money to lend out to others to buy real estate, car or other things and making 6%, 8% or even 10% in return. Isn't that how banks make their money? Why don't you do the same thing by borrowing the money from bank (actually borrowing the money from other people who deposit in the bank), and making 10%, 12% or even 15% yourself?
Question: What if I don't want to borrow the money, I just want to use my spare money to invest?
Answer: That is OK with us. You can invest as little as $10,000 per real estate deal.
Question: What is the difference between working with Rebate4buyer.com and others?
Answer: While working with Rebate4buyer.com as a private lender, you are in control of the title to the property, you can either hold the title under your name or your company's name. You have much less risk. You don't need to foreclose the property if the borrower dosen't pay, because you already have the title.
Question: Is it legal?
Answer: Of Course, it is legal. It is your money, you have the freedom to lend it out to anyone you like. Of course, you want to lend it out to someone who has a free and clear house as a collateral to guarantee to pay you back, right?
Question: Who will be the borrower?
Answer: Experienced Real Estate Investors, who buy foreclosures at a deep discount (50% below market value), fix it up and resell it in about 2 to 6 months to make a profit.
Question: Why can't those real estate investors get a loan from banks, instead of our private lenders.
Answer: Good Question. They do consider borrowing money from banks as their first choice because it is cheaper. However, lots of forecloses in the market are in need of repairs, as you all know. Banks normally don't lend out money to those properties because of the guideline from Fannie Mae, which I think it is a stupid rule, it doesn't make sense at all. Therefore, in order to purchase those properties and buy it at a discount, those investors will need to buy it with cash. A typical investor is doing 15 to 25 real estate deals a year, and they won't have cash for all those properties, so they have to turn to Private lenders to get a loan, even though it is normally 10% to 15% on interest to them.
Question: How do I know the property has a good title?
Answer: We always order title report from well-known title companies to inspect the property title and history to make sure the property has a good title. And we even purchase title insurance to insurance us that this property has a good title.
Question: Other than title insurance, what other things can protect our private lender?
Answer: We also require real estate investors to purchase fire insurance and erthquake insurance on the property to protect our investment.
Question: So this is NO risk? Can you think of any risk of being a private lender with Rebate4buyer.com?
Answer: Every investment has some kind of risk. This risk that I can think of right now is that the real estate investor die before the loan is paid and no one is continuing paying our loan back. But because we required borrower to put the title under your name, or your company's name, we may just end up owning this property. There is no foreclosure or probate court involved. This is much safer than any other investment tools out there in my opinion.
Question: What if I don't like that property, I don't think the real estate investor can make a profit from it?
Answer: Easy, you just don't fund that deal. There are plenty of deals out there. You can choose the deal that you believe will make sense. And that investor will probably go find another private lender who might think that deal make sense. No body are forced to do the deal. Everyone is free to make their own decision. By the way, we encourage equal lending opportunity.
Question: Do I have to bring the money up front?
Answer: No, you don't need to bring your money up front. Once we show you the real estate deal, and you decide to lend your money to that deal, we will open an escrow from a well-knowned local escrow company (or you can have your own escrow company). You can then deposit your money into the escrow, and escrow will transafer the property title to your name or your company's name and create a real estate trust dead for you to prove that you lend the borrower money and the borrower will pay you money back at the terms specified in the dead.
Question: How do I know how much the property worth?
Answer: We will show you how to find out the value of the property yourselves, or we find it for you. You can even order the appraisal yourself to determine the property value.
Question: How much work do I have to do as a real estate private lender after the loan is made?
Answer: You can do as much as you want or as little as you want. You are not required to do anything. Think about this: After you got your loan from your bank for your home or your car, does the bank care about your utility bill, fix your tire, paint your house, or anything? They don't even care if you lock your house or car. They just need to know that your house and your car has insurance. Since we require borrower buy the insurances (title insurance, fire insurance, and earthquake insurance) before we make the loan, so really, there is nothing you have to do after the loan is made.
Question: What if I need the money 6 months after we make the loan?
Answer: Don't worry, 99% of the real estate investor will return you money within 6 months, because 15% is very expensive, most real estate investors cannot afford to hold it for more than 6 months, otherwise they will be end up earning very little money by doing all the work. Normally 10 to 12 months is the break-even time, when real estate investors make very little money; after 12 months, real estate investors may end up losing money to you (that is how expensive your money is). In any case, you need the money before 6 months, contact us, we can either buy the loan back from you or find another private mortgage lender to buy it. There might be a little discount on the note, but you are making way more than a 6-month CD.
Question: What if I still have some more questions?
Answer: Contact Rebate4buyer.com. Also you can call us directly at 800-998-5961, or email us at info@rebate4buyer.com.
Question: How do we get started?
Answer: Contact us or fill out the sign up form below. Again, No money will be involved until you decided to fund the real estate deal.
Please make sure you give us your primary contact information. We will use those contact info to reach you once there is a real estate private money loan request meeting your requirement. |
